With interest rates the lowest they've been in quite some time people everywhere are looking to refinance their homes to get better rates, extend their repayment period, and reduce their monthly payment.

Lenders have tightened up their lending requirements. Even if you were able to qualify for the loan a year ago you may not be able to qualify for the same type of loan today. Bankrate has given us a very nice article providing some solutions to common refinancing dilemmas.

Click here to view the article.