We couldn't have asked for a better agent! You were very honest and realistic. You worked very hard to get our home sold in the time frame we asked. We will recommend you to anyone buying or selling a home!
~ Julie B.
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The story of The Heritage Home Team begins several years ago with a young woman who had a passion for personal finance. Crystal wanted to learn how the average American grew their wealth. What her studies always brought her back to was that Americans that owned homes were wealthier and more ‘comfortable’ then Americans that did not own their own home.
But, it’s not just about moving into any home. It’s about finding a home of good quality in a good area that will continue to appreciate year after year. This is what Crystal and The Heritage Home Team pride themselves in: finding a good quality home, in the target price range, in the available time frame.
How does this apply to you, the seller? Whether in a seller’s OR buyer’s market the best way to sell your home is by appealing to potential buyers; to make sure they can see themselves living in your home, not wondering who currently lives there. My job is not only to help you price and market your home aggressively – it is also to view your home through the eyes of a buyer, from the very beginning.
The Heritage Home Team also prides itself in being ‘green’. You’d be amazed at how wasteful a life on the go can be. The Heritage Home Team drives hybrid cars, only prints when needed – and double sided if possible, saves files in electronic format instead of paper format, shys away from prepackaged products, and is learning how to be greener every day. The little things add up!
Do you remember a few years ago when a lot of people lost their homes? Well, banks have come up with a fool-proof system of proving you can indeed pay back your loan; it includes a lot of paperwork. The government set new guidelines to try to prevent the same thing from happening. Wouldn’t you rather fill out a few extra pieces of paper and be able to stay in your home?
1. The government has set new guidelines that require lenders to prove you can actually afford your home. When the market crashed, these guidelines were not in place. A lot of people who were approved for loans, actually couldn’t pay back their mortgage loan. This resulted in many people losing their homes.
2. Because there were so many foreclosures, banks were essentially becoming realtors. They have been forced to liquidate properties and to handle short-sales. They would rather focus on the lending aspect. This is why everything about you is checked so in depth.
The upside to the extra paperwork, it allows most people to get a mortgage interest rate below 5%. So let’s focus on the historically low interest rates and enjoy them while we can.
If you have any questions about mortgages or if we can explain the process to you, then please contact us!
Are you thinking of buying a home? Well, you’re in luck! Wells Fargo is having an event to teach you about available homes, down payment assistance and homeownership. The event is called NeighborhoodLIFT. Wells Fargo’s goal is to invest in hopes of achieving sustainable homeownership and neighborhood stability in the area.
What: Wells Fargo NeighborhoodLIFT
When: July 18-19
Time: 10 a.m. – 7 p.m.
Where: Crown Center – Exhibit Hall A
2323 McGee St., Kansas City, MO, 64108
Parking: Free parking is available at the Sheraton Crown Center parking garage. This is located on the north side of the building, entrance off McGee St. just past the north end of the drive. You will receive a voucher at the event to pay as you exit the garage. Parking at any other location cannot be reimbursed.
Documents: Click here for the list of documents you will need to bring with you.
You will receive information on the following:
*Down payment assistance – You can apply for down payment assistance grants. Grants can be put toward the purchase of a home and toward renovation financing.
*Assess readiness to purchase a home – You will have the opportunity to speak to a professional to understand financing options.
*Prepare for sustainable homeownership
*Virtual neighborhood home tours
**Walk-ins are welcome, but they will be based on first come, first serve basis.
If you have any questions, please feel free to contact us!